When you know of someone who decides to fight urban crimes, you cannot help but feel appreciation. But when a former NASA genius scientist does the fighting, it is on a whole new level. Watch as lowlife individuals step into traps they are not ready for, making them regret all the bad decisions
they have made.

1.Prior to making a financial transaction, ensure that a website is safe. Check if these two things are present:

• The letter “S” in HTTPS

HTTPS is found at the beginning or a URL or web address. “S” stands for “Secure.”
Note: The “S” may not appear until you move to the “order” page on the website.

• A closed yellow padlock icon

This is found either at the bottom of your browser’s window or right next to the URL box.

2. As much as possible use credit cards and not debit cards for online transactions.

Credit cards offer better fraud protection compared to debit cards.  Credit cards are also not directly linked to your bank account.  If you’d rather use debit cards, just make sure that they are being used as such.  Whether you use a debit or credit card, make certain that you frequently review your statements and check for unauthorized purchases.

3. Avoid clicking the “unsubscribe” link on spam e-mails.

Clicking the unsubscribe link lets spammers know that you have an active email address, which gives them a signal to send you more.  If you have more spam mail, you may face more potential security issues.

4. Do not store your credit card information with a retailer.

It is not safe to leave your credit card information with your favorite retailer for future purchases. Although it may be convenient if retailers have your financial information saved online, the more vulnerable you are.

5. Keep your passwords hack-proof.

To ensure that your passwords are hack-proof, use full sentences, which includes spaces and punctuation, whenever possible.  Also, it is best not to use the same passwords more than once. The best things to do is to get a password management program that automatically creates and manages very strong passwords for all your accounts.

6. Fortify the answers to security questions.

It is a good idea to strengthen the answers to security questions.  For instance, instead of giving them your mother’s maiden name, you can choose a nonsensical answer.

7. Make sure that your computer software is updated.

This is especially crucial for anti-virus programs and your web browser of choice (Chrome, Internet Explorer or Firefox). Most of cybersecurity attacks take advantage of security vulnerabilities in your software that was never fixed or updated. All legitimate updates should be applied immediately. In fact, it is recommended that you switch on your device’s automatic updates.

8. Be wary of email links and attachments.

There are fake emails that are specially created to trick you into opening links and attachments. This is called phishing. Opening these links and attachments will allow cyberthieves to steal your personal information. Watch out for clues such as poor syntax and spelling, account closure threats, suspicious representation of well-known companies, and false receipts and shipping confirmations.

9. Do not neglect your snail mail.

It is possible for identity theft to still begin on paper, and in fact, it is still one of the top favorites of identity thieves. The best thing to do to avoid it is to collect your mail as soon as possible after delivery and to send anything with sensitive information from a post office or mailbox.

10. Take immediate action if you fall victim to identity theft.

The sooner that you take action by immediately calling the local authorities, the less damage you’ll need to fix. 

If you follow these easy steps, you can deter cyberthieves and keep your personal information intact.

A newer addition to the pantheon of grocery store rebate apps, Fetch Rewards offers a simple cashback scheme. The idea of an app like Fetch may sound exciting, but if you are currently using Ibotta, should you make the switch? Fortunately, you don’t have to choose between the two.

Users can combine both Fetch and Ibotta to obtain even more savings and rewards. If you are looking for a well-rounded review of Fetch Rewards, keep reading to learn more about the cashback app’s pros, cons, and how to make the most of it.

What is Fetch Rewards?

Fetch Rewards is a grocery cashback app that allows users to earn rewards simply by taking photographs of their receipts. The company itself is based in Madison, Wisconsin, but it has locations in San Francisco, New York, and Chicago. To date, more than $40 million in Fetch Points have been rewarded and more than 2.5 million people use the app on a monthly basis.

Ibotta and Fetch Rewards share many of the same similarities, but Fetch offers some unique benefits. Fetch Rewards is renowned for its simplicity and many people appreciate the fact that it is easier to use than Ibotta.

You can also use the app in virtually any grocery store, club store, drugstore, or convenience store, unlike Ibotta, which requires its users to only shop at certain stores. To use Fetch Rewards, all you have to do is scan your receipt to win points.

How is Fetch Rewards Different? 

Fetch rewards can offer users numerous advantages over other grocery cashback apps. Some of these advantages include:

• There is no need to activate deals beforehand or scan barcodes.
• There are no annoying video ads to watch or surveys to complete.
• You can plan your shopping trips based on products that will earn you the most points.
• You can search for ingredients and recipes that will add points to your built-in shopping list.

Simply put, Fetch Rewards is different because it is so easy to use compared to other grocery cashback apps. The vast majority of Fetch Rewards reviews applaud the program’s user-friendly interface and no-fuss cashback process.

How Fetch Rewards Works

In exchange for buying products or fulfilling offers, Fetch Rewards offers grocery shoppers points as rewards. The number of points you accumulate is based on how many required products, or offers, are in your receipt. You can also earn cashback for multiple receipts.

All of this sounds easy, but what does Fetch Rewards get in return? Fetch Rewards helps businesses perform market research using your data and receipts. This allows them to improve their services and products. Your data and information are kept safe and anonymous, so there is no need to worry about it falling into the wrong hands.

Browsing Offers

After registering, you can browse a variety of offers you may want to fulfill on the home screen. To see how many times an offer can be claimed, just click it. Be sure to read each offer description fully – you may have to meet certain requirements before you can fulfill an offer.

Taking Photos of Your Grocery Receipts

You will need to make sure that the store name, date of purchase, store address, items purchased, and total amount are visible on your receipt before taking a picture. There is no need to remember all of this as long as you make sure you’re taking a photo of the entire receipt from top to bottom.

Place the receipt on a dark background and flat surface, and be sure to focus, so the picture doesn’t come out blurry or skewed. If you have a long receipt, you can take more than one photograph per section. It is important to remember. However, you are only allowed up to four photographs per receipt.

Cashing Out

In order to cash out, you will need a minimum of $3 or 3,000 points before you can convert your points into rewards. The threshold isn’t difficult to meet, considering you can earn anywhere from 250 to 3,000 points for each offer, and Fetch Rewards users often rave about the minimum cashout requirement.

You also have the option to exchange your points for gift cards or to donate them to the Red Cross. Once you claim a reward, you will receive an email with instructions on how to go about claiming them.

Earn more by Referring Friends

It is possible to refer your friends to earn even more points. For each friend you refer, both you and your friend will receive a reward of $1.50.

Upon signing up, your friend will need to enter a promo code located under the “Me” tab so you can both earn your reward. Reference points are only available after your friends scan their first receipt.

How Much Can I Earn From Fetch Rewards? 

1,000 points will give you $1, and shoppers may earn anywhere from 250 to 3,000 points for every offer. Unlike many other apps, which reward their users with actual cash, Fetch Rewards only offers gift cards in exchange for points from retailers such as CVS, Amazon, and Target.

Once you have a minimum of $3, you may also donate your earnings to the Red Cross. The rules for earning points are as follows:

1. Uploaded receipts may not be more than two weeks old (14 days).
2. You may not convert expired receipts to points.
3. You can only submit a maximum of 14 receipts every week (7 days).
4. You can only use a receipt once.
5. If your account is inactive for 90 days, any points you have accumulated will expire.
6. Fetch Rewards processes most points within 48 hours. If you don’t receive your points within 72 hours, you may follow up with the Fetch the app support team at [email protected]

How Can I Maximize My Earnings in Fetch Rewards?

There are five main ways to maximize your earnings:

1. Scan your grocery receipts (All of them)

Once you scan your grocery receipt, you will earn points from Fetch Rewards – it is that simple. The number of items you purchased doesn’t matter as long as you submit them (you can earn up to 25 points for buying a single item). Although this isn’t the best way to maximize your earnings from the app, it is the fastest and the easiest. Just remember to have your phone on hand when shopping at your neighborhood retailers.

2. Purchase from Participating Brands

You can also earn points by purchasing products from Fetch Rewards’ participating brands. You’ll notice a list of popular brands on your Fetch Rewards dashboard under the “Discover” icon. The cost of each item will determine how many points you can earn.

3. Purchase Special Offers

You can earn the most points by purchasing special offer products, but doing so can be challenging. To do this, you will need to purchase specific products. Look under the “Discover” tab to see “Special offers made for you”.

Here, you can see the products you can purchase and how many bonus points they are worth. Special offers are often worth between 250 and 3,000 points per offer. Each special offer will expire after a certain amount of days and be replaced with a new deal.

4. Referral bonus

As mentioned above, make sure you refer all your friends and family.

5. Combine Fetch Rewards with Ibotta

If you are ready to double your savings and rebates, you can use Fetch Rewards in conjunction with Ibotta, the most popular receipt scanning app in the world. Ibotta has partnerships with countless retailers and thousands of offers to choose from.

Ibotta also rewards users with real cash (you will need a minimum of $20 to cash out), so using the two apps can help you earn even more money for shopping. Once you complete your regular shopping, just scan your receipt using both apps to double your earnings.

What Stores Work with Fetch Rewards

Fetch Rewards can be used at a plethora of convenience stores, grocery stores, dollar stores, drugstores, club stores, big box stores, package stores, and even liquor stores.

Some of the most popular stores include Walmart, Target, CVS, Kroger, Sam’s Club, Publix, Meijer, Aldi, Costco, Food Lion, Rite Aid, Whole Foods, 7-Eleven, Winn-Dixie, Hy-Vee, Shell, Speedway, Dollar General, Safeway, and Walgreens.

How to Sign Up for Fetch Rewards

Signing up is a fairly simple process, and the app is available on both Android and iOS. All you need is an email address, or you can opt to use your Facebook account.

You must enter your state of residence and phone number on the sign-up page, and once you complete this step, you will receive a confirmation text with a code allowing you to confirm your registration.

Pros and Cons of Fetch Rewards

We scoured the internet for reviews on Fetch Rewards to find out what consumers love and hate about the app. Here’s what we found:

Pros

1. It is free to sign up.
2. There is no need to activate offers in order to claim them, as is common with other grocery cashback apps.
3. Incredibly easy receipt scanning process, and user-friendly interface.
4. You can earn gift cards for doing something you have to do in the first place – shop.
5. It is easy to earn points. No matter how many items you purchase, you will receive 25 points for every eligible receipt.

Cons

1. Fetch Rewards only rewards with gift cards, unlike other apps that reward with hard cash.
2. The point to dollar ratio is somewhat low: 1 point = $0.001.
3. Some users have reported technical issues, such as freezing when trying to scan receipts.

Tips for Using Fetch Rewards

1. You must be 18 years or older to be eligible to use Fetch Rewards. The app is also only available in the United States at the moment.
2. Reward points can be redeemed for Visa or MasterCard gift cards.
3. You can still earn from Fetch Rewards using in-store coupons.
4. If you haven’t received your points within 72 hours or you encounter any errors with the app, you may contact the company’s support team at [email protected]. There should be no problem with troubleshooting since Fetch Rewards has an active support team.
5. Use the app in conjunction with another savings app to get the most out of it.  

Is Fetch Rewards Legit?

With millions of subscribers and countless positive reviews, Fetch Rewards is a legitimate app. The platform serves to help you earn money for shopping. The company app currently has a rating of 4.7 on Appgrooves based on more than 500,000 votes, a leading app review site.

Here at WeKnow, We Know ( ?) that your time is important, and any time you spend using the app is valuable. With that said, you already have to shop. There is no reason you shouldn’t earn rewards while doing so. Learn more about Fetch Rewards here.

Fetch Rewards